Many people do not realize Michigan is actually a no-fault state when it comes to auto accidents. This means you are entitled to benefits, including medical costs and lost wages, regardless of who is at fault for the motor vehicle collision.
Yes, you read that correctly ― even if you are at fault for the crash you may be entitled to no-fault benefits from your insurance company. While these benefits often apply to those involved in car wrecks, they may also be applicable to injured pedestrians and even motorcyclists.
At Hakim, Toma & Yaldoo, P.C., our team of dedicated attorneys and legal professionals understands the intricacies of Michigan’s no-fault benefit laws. No matter the complexity of your particular case, we will sit down with you and explain your rights and legal options. When you seek legal representation from Hakim, Toma & Yaldoo, P.C., you can rest assured your case will get the personalized attention it deserves.
What Types Of No-Fault Benefits Are Available?
Given Michigan’s no-fault insurance laws and requirements, you will never have to worry about your medical expenses being paid following a car crash injury. This applies even if you do not have separate health care coverage. In fact, following a car accident, your no-fault policy essentially IS your health insurance. More importantly, these are lifetime medical benefits and are not restricted to any specific period of time.
However, these extensive benefits do not end there. They may also include:
- Other medical-related expenses, including reimbursement for prescriptions, transportation and medical mileage
- Lost wages, which typically equal 85 percent of your wages up to a statutory maximum
- Replacement services, which generally include help with household chores
- Attendant care benefits
If you wish to receive no-fault benefits, you must make sure to complete your Application for Benefits and submit it to the correct insurance company within one year of your accident or risk losing the benefits. Also, reimbursable expenses must be submitted and paid by your insurance company within one year.
While this process may appear relatively simple at first glance, it can actually be quite complex, which is why it is always best to seek experienced legal counsel following a motor vehicle accident.
Justice For The Injured
If you have questions about no-fault benefits in Michigan and wish to speak to an experienced lawyer, contact Hakim, Toma & Yaldoo, P.C., today for a FREE consultation. You can reach out to us online or call us at 1 (855) 558-8250. We service clients throughout Macomb County and the surrounding areas, including those in and Sterling Heights. We also have an office in .