Have you recently become injured on the job or diagnosed with an occupational illness?
Workers' compensation insurance can help alleviate some of the financial burden associated with getting the medical treatment you need.
Workers' compensation will usually pay for the following:
- Medical Care
- Wage Replacement
At Hakim Law we understand that, even with a legitimate claim, it can be difficult to get the insurance companies to agree to pay. Let our experienced attorneys represent your case in court. We have a reputation of only representing employees, so you can rest easy knowing that we have your best interests at heart.
In the state of Michigan, most employers are responsible for providing workers' compensation insurance to their employees. The only exceptions include federal workers and seamen on navigable waters, who have their own compensation programs.
Depending on the industry you work in and the injury or illness sustained, you may also be covered by these disability compensation programs:
Regardless of what entity you have to go through to receive financial compensation, our attorneys are prepared to handle your case.
For your convenience, we have listed below five helpful pieces of advice to remember when filing a claim for your workers' compensation benefits.
1. Be Conscious of Time
As you file a claim on your workers' compensation insurance, you need to be conscious of the amount of time that passes between your injury or illness and the time you file a claim. If you wait too long to file, your employer's insurance carrier and the Michigan courts may not believe your claim is legitimate.
The following actions will start the clock for when you need to file a claim.
- Realizing you are injured or ill due to your work
- Taking off time from work due to work-related injury or illness
- Seeing a doctor for your work-related injury or illness
2. Keep Track of Deadlines
In the state of Michigan there are time-dependent forms you will have to fill out to file your claim. In order to facilitate your case's progress, it is important to keep track of how much time has elapsed since the discovery of your illness or injury and subsequent events relevant to your case. The strength of your case relies on an accurate timeline of events.
3. Document everything
In the event that your employer or insurance company tries to fight your claim, your best strategy is to keep detailed documentation of your injury or illness and treatments. This includes having all your medical records for your work-related injury or illness.
4. Know When Your Injury Was Caused
The coming-and-going rule states that injuries sustained during the commute to work are not covered by workers' compensation, unless you are running errands for an employer or transporting goods for your job.
5. Contact a Lawyer That Specializes in Workers' Compensation.
If you think your claim might be challenged by your employer or insurance company, contact us. Our workers compensation attorneys have years of experience in helping people with their appeals.
For more detailed advice specific to your case, feel free to contact our Workers Comp office at (855) 558-8250 for your free legal consultation.