Who Pays for the Medical Bills After a Dog Bite?

Dog ready to bite.

Dog ready to bite.

Dogs can become irreplaceable members of our families, so we often forget that they are capable of inflicting immense harm on humans.

Getting attacked by a dog is a frightening experience that can be just as frightening for the dog’s owner.

The medical bills after a dog bite can be exorbitant and you may be wondering who pays for them. We’ve compiled information for both dog owners and bite victims to answer your questions.

Who Pays the Medical Bills After a Dog Bite?

Each year, approximately 4.5 million people are bitten by dogs in the United States. It’s no wonder why most states have outlined the steps to take after a dog bite. Here’s how to proceed if you’ve been bitten by a dog or if your dog has bitten someone.

If You’ve Been Bitten

Before you think about compensation, you need to treat the dog bite. Be sure to take pictures of the wound before you treat it so you can show your attorney.

If you have it, your health insurance can cover the costs first. You can then get a settlement from the dog owner’s homeowner’s insurance. 

Michigan has a dog bite statute that states individuals bitten by dogs can receive compensation through the dog owner’s homeowner’s insurance without having to prove negligence. However, if you provoked the dog either purposely or accidentally, you may not be able to receive compensation.

Likewise, if you were illegally trespassing on the owner’s property and you incurred a dog bite, you will not be able to receive compensation. The bite has to occur in public, on your property, or on the dog owner’s property after they have invited you onto it.

In any case, set up an appointment with a dog bite lawyer as soon as you can.

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If Your Dog Bit Someone

You may be wondering what to do if your dog bites someone. You should expect the victim to take action, especially if it was a major injury.

Accidents happen and your homeowner’s or renter’s insurance can cover some of the costs, but if the claim exceeds the limit that your insurance is willing to cover, you will be responsible for paying it yourself.

If you haven’t told your insurance company that you have an aggressive breed or withheld information about previous bites, the insurance company may not cover the expenses. Depending on the state, if your dog has previously bitten someone, you could be liable for double or triple the costs.

Some insurance companies will only cover the costs if you take your dog to training classes. Until then, you should keep your dog away from people.

Moving Forward After a Dog Bite

Getting bitten by a dog is painful, but the medical bills after a dog bite can sometimes be worse.

In Michigan, the dog’s owner is ultimately held responsible for damages when his or her dog bites someone, regardless of if the dog has previously bitten someone or not.

If you’re in the eastern Michigan area and you’ve been bitten by a dog, let us assist you.

Hakim, Toma & Yaldoo, P.C.

Attorneys and Counselors at law
8424 E. 12 Mile Road #200
Warren, MI 48093

Contact Us

 

Call:    (855) 558-8250
Fax:    (855) 558-8250
Email: [email protected]

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Hakim, Toma & Yaldoo, P.C.

 

Attorneys and Counselors at law
8424 E. 12 Mile Road #200
Warren, MI 48093

Contact Us

 

Call:    (855) 558-8250
Fax:    (855) 558-8250
Email: [email protected]

Newsletter Sign Up