Getting injured is never fun. But not being able to work while injured is equally stressful.
So you don’t worry about finances, workers compensation exists so you still get your salary while you’re out on injury leave.
If you’re out of work for more than five days due to an injury, you can be compensated for the time you’re out of work.
But what if your employer isn’t filing the claim you’re entitled to? You’ll have to complete the forms yourself. Don’t worry, in Michigan, this process is very easy.
Continue reading and know how to apply for workers comp in Michigan.
Notify Your Employer
If you’re injured on the job, the first thing you should do is tell your employer. Most workers try and “work through the pain.” But this will only make your injury worse. Go to your manager or HR immediately after you’re injured.
Seek Medical Attention
After your employer is notified, seek medical attention. See if you can finish your shift early and go see a doctor. Your company may already have a routine in place for emergency situations.
Some companies have a medical department for this reason. If your doctor states you’re not fit to work, they will provide documentation proving your condition.
File Your Claim
File your claim — only if your employer doesn’t first. If your doctor believes you will be out of work for more than a week, your employer must file Form WC-100 with the Workers Compensation Agency.
If your employer has insurance, then the insurance company will conduct an investigation.
But what if your employer skips this step? If you know you’re entitled to workers comp, you have to get a personal injury lawyer. From here, your attorney will help proceed with your claim.
You’ll have to fill out form WC-117. This is an employee’s claim report and can be found on the Workers Comp website. After receiving the form, the agency will notify your employer. You have up to two years to file but you should file ASAP.
Collect Workers Compensation
After your claim is filed (and you win your suit, if applicable) you can start collecting workers comp. The payments are provided by the employer or their insurance company.
You start collecting this money on the eighth day of your absence. If you’ll be out of work for longer than two weeks, you’ll also be compensated for the first seven days of your absence.
Now You Know How to Apply for Workers Comp
If you’re injured on the job, you’re entitled to receive workers compensation. But the first thing you should do is report your injury and see a doctor.
There are times when an employer fails to file or even denies your claim. If this happens, you need to know how to apply for workers comp.
If your employer fails to file, you’ll also need an attorney to help guide you. If your employer denies your claim or fires you for your injury, you’ll definitely need an attorney.
If you need a workers comp attorney in Michigan, schedule your consultation today.